Apple Pancakes Or Waffles

1 1/4 c flour

1/4 c wheat germ

2 1/2 tsp baking powder

3/4 tsp baking soda

1 tsp salt

2 Tbs sugar

1/2 tsp cinnamon

2 eggs -- beaten

1 1/2 c buttermilk

1/4 c oil

1 c coarsely grated tart apple

Stir together all dry ingredients. Mix eggs, buttermilk, and oil; add to dry ingredients and mix gently. Fold in grated apple. Cook on lightly oiled griddle. For waffles, double ingredients and freeze any leftover waffles; reheat on low setting in toaster. (One of my kids` favorite quick breakfasts!)